Cèntim
Money in. Clarity out. Instant.
A private iPhone expense tracker for capturing purchases, reviewing uncertain categories, and understanding your month without handing your financial life to another server.
Core features
What it does
Fast expense entry
Enter an amount with the built-in calculator, choose a category, and move on. Drafts recover automatically.
Optional Wallet capture
Use a personal Apple Wallet automation or Shortcut to pass only the payment details you choose into Cèntim.
A readable month
Daily charts, categories, merchants, monthly targets, and comparisons put each purchase in context.
Local by default
No account, backend, ads, analytics, tracking, or bank connection. Expense data stays on your iPhone.
Inside the app
Three simple steps
How it works
Capture the purchase
Use the calculator, a Shortcut, or an optional personal Wallet automation.
Review what is uncertain
Confirm or change low-confidence categories in a focused review queue.
Understand the month
Explore spending by day, category, merchant, target, and transaction.
Your records stay yours
No account, backend, ads, analytics, tracking, or bank connection. Expense data is stored locally until you choose to export or delete it.
A tracker, not financial advice
Cèntim is a personal expense-recording utility, not banking, accounting, tax, investment, or financial advice. Check your records before relying on them for a decision.